Checking Car and Van Insurance Policy Details
For company vehicles it is the responsibility of the policy holder to ensure that the full company vehicle details are provided to the Motor Insurance Bureau (MIB), to then be loaded onto the Motor Insurance Database (MID).
This can be verified via your own insurance provider.
For a private individual it is also the responsibility of the insurance provider to get the details of a policy or changes onto the Motor Insurance Database (MID) within 7 days of the effective date of the insurance policy.
Comparecontracthire.com has detailed the link to the Motor Insurance Database (MID) to check whether a vehicle is insured however please note the terms and conditions, about using this service, as detailed on their site.
Here is the link to the site www.askmid.com where you can check any vehicle by Registration Number (subject to their terms).
The Motor Insurance Bureau (MIB)
- The MIB (Motor Insurance Bureau) was established in 1946 as a private limited company, limited by guarantee.
- The purpose of the Company was to enter into Agreements with the Government to compensate victims of negligent, uninsured and untraced motorists.
- Every insurer that underwrites compulsory motor insurance has an obligation, under the Road Traffic Act of 1988, to be a member of the MIB.
- They also contribute towards its funding.
- The MIB holds the insurance details of over 34 Million vehicles.
- If vehicle details are not on the Motor Insurance Database (MID) the driver of the vehicle is at risk of being stopped by the police and having their vehicle impounded.
- The vehicle may also be disposed of, if proof of insurance cannot be provided.
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