Checking Car and Van Insurance Policy Details

If you or one of your drivers is involved in an car or van accident you may want to check out whether the other driver involved is insured. But how do you find out this information?

For company vehicles it is the responsibility of the policy holder to ensure that the full company vehicle details are provided to the Motor Insurance Bureau (MIB), to then be loaded onto the Motor Insurance Database (MID).

This can be verified via your own insurance provider.

For a private individual it is also the responsibility of the insurance provider to get the details of a policy or changes onto the Motor Insurance Database (MID) within 7 days of the effective date of the insurance policy.

Comparecontracthire.com has detailed the link to the Motor Insurance Database (MID) to easily check whether a vehicle is insured.


Here is the link to the site www.askmid.com where you can check any vehicle by Registration Number.


The Motor Insurance Bureau (MIB)

  • The MIB (Motor Insurance Bureau) was established in 1946 as a private limited company, limited by guarantee.
  • The purpose of the Company was to enter into Agreements with the Government to compensate victims of negligent, uninsured and untraced motorists.
  • Every insurer that underwrites compulsory motor insurance has an obligation, under the Road Traffic Act of 1988, to be a member of the MIB.
  • They also contribute towards its funding.
  • The MIB holds the insurance details of over 34 Million vehicles.
  • If vehicle details are not on the Motor Insurance Database (MID) the driver of the vehicle is at risk of being stopped by the police and having their vehicle impounded.
  • The vehicle may also be disposed of, if proof of insurance cannot be provided.
Compare Contract Hire Ltd cannot be held responsible in any way concerning the accuracy of the above information however.

Insurance checking for Car or Van Contract Hire Leasing UK explained by CompareContractHire.com UK.

A car or commercial van needs to be insured and the details of the insurance policy must be provided to the Motor Insurance Bureau (MIB).

Your car or van may well be involved in an accident at some stage and if you want to find out if the other party is insured you can look up their vehicle registration number on the ASKMID website. Even if you are leasing or contract hiring you are still responsible for the insurance of your next car or van.